.efpd{--efpd-accent: #A02408;--efpd-accent-dark: #96281b;--efpd-bg: #ffffff;--efpd-bg-soft: #f8f9fa;--efpd-bg-muted: #f1f3f5;--efpd-border: #dee2e6;--efpd-border-focus: #A02408;--efpd-text: #212529;--efpd-text-muted: #6c757d;--efpd-text-light: #adb5bd;--efpd-success-bg: #f0f9f0;--efpd-success-border:#28a745;--efpd-info-bg: #e8f4fd;--efpd-info-border: #17a2b8;--efpd-radius: 6px;--efpd-radius-lg: 10px;--efpd-shadow: 0 2px 8px rgba(0,0,0,.08);--efpd-shadow-lg: 0 4px 20px rgba(0,0,0,.12);--efpd-transition: .2s ease;--efpd-font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Oxygen, Ubuntu, sans-serif;font-family:var(--efpd-font);color:var(--efpd-text);background:var(--efpd-bg);border:1px solid var(--efpd-border);border-radius:var(--efpd-radius-lg);box-shadow:var(--efpd-shadow);overflow:hidden;max-width:900px;margin:0 auto;line-height:1.5;font-size:16px}.efpd__header{padding:24px 28px 20px;background:var(--efpd-accent);color:#fff}.efpd__title{margin:0 0 6px;font-size:1.5rem;font-weight:700;letter-spacing:-.01em;color:#fff}.efpd__subtitle{margin:0;font-size:.9rem;opacity:.88}.efpd__tabs{display:flex;flex-wrap:wrap;gap:0;background:var(--efpd-bg-muted);border-bottom:2px solid var(--efpd-border);padding:0 8px}.efpd__tab{appearance:none;background:transparent;border:none;border-bottom:3px solid transparent;padding:12px 14px;font-size:.82rem;font-weight:500;color:var(--efpd-text-muted);cursor:pointer;transition:color var(--efpd-transition),border-color var(--efpd-transition);white-space:nowrap;margin-bottom:-2px;font-family:var(--efpd-font)}.efpd__tab:hover{color:var(--efpd-accent)}.efpd__tab--active{color:var(--efpd-accent);border-bottom-color:var(--efpd-accent);font-weight:600}.efpd__tab-label--short{display:none}.efpd__tab-label--full{display:inline}@media (max-width: 600px){.efpd__tab{padding:10px 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var(--efpd-transition);font-family:var(--efpd-font);box-sizing:border-box}.efpd-input:focus,.efpd-select:focus{outline:none;border-color:var(--efpd-border-focus);box-shadow:0 0 0 3px #c0392b26}.efpd-input--sm{max-width:140px}.efpd-input-wrap{display:flex;align-items:center;gap:4px}.efpd-prefix{font-size:.9rem;color:var(--efpd-text-muted);font-weight:500}.efpd-hint{font-size:.8rem;color:var(--efpd-text-muted);margin:4px 0 0}.efpd-hint--warn{color:#e67e22}.efpd-hint--info{color:#17a2b8}.efpd-fieldset{border:1px solid var(--efpd-border);border-radius:var(--efpd-radius);padding:16px 18px;margin:0;display:flex;flex-direction:column;gap:12px}.efpd-fieldset__legend{font-size:.875rem;font-weight:600;padding:0 6px;color:var(--efpd-text);display:flex;align-items:center;gap:6px}.efpd-check-row{display:flex;flex-direction:column;gap:8px;padding:10px 12px;border-radius:var(--efpd-radius);transition:background var(--efpd-transition)}.efpd-check-row:hover{background:var(--efpd-bg-soft)}.efpd-check-label{display:flex;align-items:flex-start;gap:10px;cursor:pointer;font-size:.9rem;line-height:1.4}.efpd-check{margin-top:2px;flex-shrink:0;accent-color:var(--efpd-accent);width:16px;height:16px;cursor:pointer}.efpd-rate-note{font-size:.8rem;color:var(--efpd-text-muted);font-style:normal}.efpd-rate-note--actual{color:#e67e22}.efpd-rate-note--ref{color:var(--efpd-info-border)}.efpd-ref-row{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:10px 12px;border-radius:var(--efpd-radius);background:var(--efpd-bg-muted);border:1px dashed var(--efpd-border)}.efpd-ref-row__label{font-size:.9rem;color:var(--efpd-text-muted);flex:1}.efpd-ref-row__link{appearance:none;background:none;border:1px solid var(--efpd-accent);border-radius:var(--efpd-radius);padding:4px 10px;font-size:.78rem;font-weight:600;color:var(--efpd-accent);cursor:pointer;white-space:nowrap;font-family:var(--efpd-font);transition:background var(--efpd-transition),color var(--efpd-transition)}.efpd-ref-row__link:hover{background:var(--efpd-accent);color:#fff}@media (max-width: 480px){.efpd-ref-row{flex-direction:column;align-items:flex-start}}.efpd-subfield{margin-left:26px;display:flex;flex-direction:column;gap:5px}.efpd-subfield--inline{flex-direction:row;align-items:flex-end;flex-wrap:wrap;gap:14px}.efpd-link{appearance:none;background:none;border:none;padding:0;color:var(--efpd-accent);cursor:pointer;font-size:inherit;font-family:var(--efpd-font);text-decoration:underline;text-underline-offset:2px}.efpd-link:hover{color:var(--efpd-accent-dark)}.efpd-tier-table{border:1px solid var(--efpd-border);border-radius:var(--efpd-radius);overflow:hidden}.efpd-tier-table__toggle{padding:10px 14px;font-size:.85rem;font-weight:600;cursor:pointer;background:var(--efpd-bg-muted);color:var(--efpd-text-muted);list-style:none;user-select:none}.efpd-tier-table__toggle::-webkit-details-marker{display:none}.efpd-tier-table__toggle:before{content:"▶  ";font-size:.7rem}.efpd-tier-table[open] .efpd-tier-table__toggle:before{content:"▼  "}.efpd-table{width:100%;border-collapse:collapse;font-size:.82rem}.efpd-table th,.efpd-table td{padding:9px 12px;text-align:left;border-bottom:1px solid var(--efpd-border)}.efpd-table th{background:var(--efpd-bg-soft);font-weight:600;font-size:.78rem;text-transform:uppercase;letter-spacing:.04em;color:var(--efpd-text-muted)}.efpd-table tbody tr:last-child td{border-bottom:none}.efpd-table__row--active td{background:#fff5f5;font-weight:600;color:var(--efpd-accent-dark)}.efpd-result{margin-top:28px;border:1px solid var(--efpd-success-border);border-radius:var(--efpd-radius-lg);overflow:hidden;background:var(--efpd-success-bg)}.efpd-result__heading{margin:0;padding:14px 20px;font-size:1rem;font-weight:700;background:var(--efpd-success-border);color:#fff}.efpd-result__lines{padding:12px 20px 0;border-bottom:1px solid #d4edda;margin-bottom:0}.efpd-result__line{display:flex;justify-content:space-between;align-items:baseline;padding:6px 0;font-size:.88rem;border-bottom:1px solid #e9f5ea;gap:12px}.efpd-result__line:last-child{border-bottom:none}.efpd-result__line-label{color:var(--efpd-text);flex:1}.efpd-result__line-amount{font-weight:600;color:var(--efpd-text);white-space:nowrap}.efpd-result__summary{padding:14px 20px;display:flex;flex-direction:column;gap:6px}.efpd-result__row{display:flex;justify-content:space-between;align-items:baseline;font-size:.9rem;gap:12px}.efpd-result__row--admin{color:var(--efpd-text-muted);font-size:.85rem}.efpd-result__row--total{margin-top:6px;padding-top:10px;border-top:2px solid var(--efpd-success-border);font-size:1.1rem;font-weight:700;color:#1a6b28}.efpd-result__disclaimer{margin:0;padding:10px 20px 14px;font-size:.75rem;color:var(--efpd-text-muted);font-style:italic}.efpd-result--empty{background:var(--efpd-bg-muted);border-color:var(--efpd-border);padding:18px 20px}.efpd-result--empty p{margin:0;font-size:.88rem;color:var(--efpd-text-muted)}.efpd__notes{border-top:1px solid var(--efpd-border);background:var(--efpd-bg-muted)}.efpd__notes-toggle{padding:14px 28px;font-size:.875rem;font-weight:600;cursor:pointer;color:var(--efpd-text-muted);list-style:none;user-select:none}.efpd__notes-toggle::-webkit-details-marker{display:none}.efpd__notes-toggle:before{content:"▶  ";font-size:.7rem}.efpd__notes[open] .efpd__notes-toggle:before{content:"▼  "}.efpd__notes-list{margin:0;padding:0 28px 20px;display:grid;grid-template-columns:auto 1fr;gap:8px 16px}.efpd__notes-list dt{font-weight:600;font-size:.82rem;color:var(--efpd-text);padding-top:1px}.efpd__notes-list dd{margin:0;font-size:.82rem;color:var(--efpd-text-muted)}@media (max-width: 640px){.efpd__panel{padding:20px 16px}.efpd__notes-list{grid-template-columns:1fr;gap:4px 0}.efpd__notes-list dt{margin-top:10px}.efpd-result__row--total{font-size:1rem}}.efpd-result__submit-wrap{margin-top:20px;padding-top:16px;border-top:1px solid var(--efpd-border);display:flex;flex-direction:column;gap:10px}.efpd-submit-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:11px 24px;background:var(--efpd-accent);color:#fff;border:none;border-radius:var(--efpd-radius);font-family:var(--efpd-font);font-size:.9375rem;font-weight:600;cursor:pointer;transition:background var(--efpd-transition),opacity var(--efpd-transition);align-self:flex-start;margin:0 1rem 1rem auto}.efpd-submit-btn:hover:not(:disabled){background:var(--efpd-accent-dark)}.efpd-submit-btn:disabled{opacity:.6;cursor:not-allowed}.efpd-submit-loading{display:inline-flex;align-items:center;gap:10px;font-size:.9rem;color:var(--efpd-text-muted)}.efpd-spinner{display:inline-block;width:16px;height:16px;border:2px solid var(--efpd-border);border-top-color:var(--efpd-accent);border-radius:50%;animation:efpd-spin .7s linear infinite;flex-shrink:0;margin:1rem}@keyframes efpd-spin{to{transform:rotate(360deg)}}.efpd-submit-success{display:flex;align-items:center;gap:8px;padding:10px 14px;background:var(--efpd-success-bg);border:1px solid var(--efpd-success-border);border-radius:var(--efpd-radius);font-size:.9rem;color:#155724;margin:1rem}.efpd-submit-success:before{content:"✓";font-weight:700;flex-shrink:0}.efpd-submit-error{margin:0;font-size:.875rem;color:#842029;padding:8px 12px;background:#fff0f0;border:1px solid #f5c2c7;border-radius:var(--efpd-radius)}